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Web7. apr 2024 · Many of the best balance transfer credit cards offer a 0% APR period for 12 to 21 months, but these cards usually charge a balance transfer fee, typically either 3% to 5%. But not all balance ... Web25. jan 2024 · 5. You need good credit to get a balance-transfer card. The old adage holds true here: In order to get a loan, you first have to prove that you don't need it. You may qualify for some balance-transfer cards if you have average to good credit. But for the best deals, you'll need an excellent credit score. describe the vertical card index system
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